MARS ENTERPRISES INC.
TERMS OF SERVICE
Effective Date: January 24, 2026
Last Updated: January 24, 2026
Agreement to Terms
By accessing our website (https://www.marsenterprisesinc.com) or using our services, you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use our website or services.
About Mars Enterprises Inc.
Mars Enterprises Inc. is a multi-stream business entity based in Erie, Pennsylvania, providing:
Health & Insurance Services
- • Health insurance consulting
- • Medicare Advantage planning
- • Life insurance strategies
Tax Services
- • Professional tax preparation
- • IRS representation
- • Year-round tax planning
Real Estate
- • Rental services
Retail
- • Retail operations
These Terms of Service apply to all services provided through our website and in-person interactions.
Services Provided
Health & Life Insurance Services
We provide:
- Medicare Advantage with Prescription Drug (MAPD) plan guidance
- Dual-Eligible Special Needs Plan (D-SNP) expertise
- Health insurance enrollment assistance
- Life insurance protection strategies
- Annuity planning for retirement
Important: We are licensed insurance agents and receive commissions from insurance carriers for enrollments.
Important Disclaimers:
- We do not provide medical advice
- We are not healthcare providers
- Insurance recommendations are based on information you provide
- Final eligibility and coverage are determined by insurance carriers
- You are responsible for reading and understanding all insurance policy documents
Tax Preparation Services
We provide:
- Individual and family tax return preparation
- Self-employed and small business tax services
- Medicaid waiver income reporting (IRS Notice 2014-7 compliance)
- IRS representation and assistance
- Year-round tax planning
Important: We are professional tax preparers and may charge fees for our services.
Important Disclaimers:
- We do not provide legal advice
- We are not attorneys or CPAs (unless specifically licensed)
- Tax advice is based on current tax law and information you provide
- You are responsible for providing accurate and complete information
- Final tax liability is determined by the IRS and state tax agencies
- You are responsible for reviewing your return before filing
User Responsibilities
Accurate Information
You agree to:
- Provide accurate, current, and complete information
- Update information promptly if it changes
- Notify us immediately of any errors or changes
- Review all documents carefully before signing
False information may result in:
- Service denial
- Application rejection by insurers or tax agencies
- Legal penalties
- Account termination
Prohibited Uses
You agree NOT to:
- Provide false, misleading, or fraudulent information
- Impersonate another person
- Use our services for illegal purposes
- Attempt to gain unauthorized access to our systems
- Transmit viruses, malware, or harmful code
- Harvest or collect data from our website
Violation may result in:
- Immediate service termination
- Legal action
- Reporting to law enforcement
Fees and Payment
Tax Preparation Fees
- • Fees vary based on complexity
- • You will be informed of fees before service begins
- • Payment is due upon completion
- • Accepted methods: Credit card, check, cash
Insurance Services Fees
- • Most insurance consultations are free
- • We receive commissions from insurance carriers
- • No fees for Medicare plan enrollment assistance
- • Fees may apply for specialized planning or life insurance analysis
Refund Policy
Tax Preparation:
- Fees are generally non-refundable once work is completed
- Refunds may be issued for service errors or cancellations before work begins
Insurance Services:
- Commissions are paid by carriers, not refundable to clients
Privacy & Security
- •HIPAA-compliant storage
- •Encrypted data
- •Secure AWS servers
- •MFA protection
Intellectual Property
- •All content owned by us
- •Personal use only
- •No commercial use
- •No modifications
Disclaimers
- •No guarantees
- •No medical advice
- •No legal advice
- •Check all documents
Contact
- •info@marsenterprisesinc.com
- •Erie, PA
- •Mon-Fri 9AM-5PM
- •Quick response
Limitation of Liability
To the maximum extent permitted by law, Mars Enterprises Inc., its owners, employees, and agents shall not be liable for:
- Indirect, incidental, or consequential damages
- Lost profits or business opportunities
- Data loss or corruption
- Personal injury (except as caused by our negligence)
- Decisions made based on our recommendations
- Third-party actions or omissions
- Force majeure events
Maximum liability: Our total liability shall not exceed the fees you paid for the specific service at issue.
Indemnification
You agree to indemnify and hold harmless Mars Enterprises Inc. from:
- Claims arising from your use of our services
- Your violation of these Terms
- Your violation of any laws or rights of others
- False or misleading information you provide
- Your negligence or willful misconduct
Dispute Resolution
These Terms are governed by the laws of the Commonwealth of Pennsylvania and the United States.
- Jurisdiction: Erie County, Pennsylvania courts
- Arbitration: Optional binding arbitration available
- Class Action Waiver: You waive right to class actions
You consent to personal jurisdiction in Erie County courts.
Termination
We may terminate or suspend services immediately if:
- You violate these Terms
- You provide false information
- You engage in fraudulent activity
- We are required by law to do so
- We discontinue services
Upon termination: Your right to use services ceases immediately. We may retain information as required by law.
Force Majeure
We are not liable for failure to perform due to events beyond our control including natural disasters, pandemics, government actions, or internet failures.
Severability
If any provision is found unenforceable, the remaining provisions remain in full effect.
Entire Agreement
These Terms, Privacy Policy, and Notice of Privacy Practices constitute the entire agreement between you and Mars Enterprises Inc.
Changes to Terms
We may modify these Terms at any time. Changes will be effective when posted on this page with an updated "Last Updated" date.
Material changes will be communicated by:
- Email notification
- Prominent website notice
- Notice during your next service interaction
Continued use after changes constitutes acceptance.
Contact Us
For questions about these Terms of Service:
Mars Enterprises Inc.
Email: info@marsenterprisesinc.com
Phone: (814) 844-3511
Mail: 2630 Parade St, Erie, PA 16504
Erie, Pennsylvania
Hours: Monday-Friday, 9:00 AM - 5:00 PM EST
Acknowledgment
By using our services, you acknowledge that:
- You have read and understood these Terms of Service
- You agree to be bound by these Terms
- You are at least 18 years old
- You have the authority to enter into this agreement